Brownyard Group, a program administrator providing specialized insurance coverage for select industry groups, established a new insurance program for landscape professionals.

GroundCover provides general liability, commercial excess, business auto and commercial property coverage for landscape contractors, with additional coverage for incidental exposures related to pest control, carpentry, fencing and masonry.

The program, initially introduced on a non-admitted basis in 2011, will be written on an admitted basis through an A.M. Best Co. superior-rated carrier.

“GroundCover provides a broad range of coverage to meet the needs of landscape professionals and is backed by the financial strength of an A+ rated carrier,” said Tory Brownyard, president of Brownyard Group. “This program is a natural extension of the expertise developed through our national pest control program, in which landscaping was an incidental exposure.”

Additional coverage highlights include:

• Care, custody and control coverage;
• Pollution liability coverage;
• Professional liability coverage; and
• Blanket additional coverage.

GroundCover will be available in all states except Louisiana.